Want to improve your pension in retirement?
31 January 2012
Additional Voluntary Contributions (AVCs) are a tax efficient way of saving for retirement and could make a positive difference to your lifestyle in retirement.
Come along to a 45 minute session with Prudential, the appointed pension scheme partner to both the Merseyside Pension Fund, which is part of the Local Government Pension Scheme (LGPS), and also the Teachers' Pension Scheme (TPS).
The sessions will be held on Friday 2 March (5th floor, Kingsway House):
LGPS members: at 9:30am and 2.00pm
TPS members: at 11.00am and 3:30pm
Please ensure you register for one of the two sessions applicable to your pension scheme.
David Thorpe, a Retirement Education Consultant from Prudential, will give you an overview of how your LGPS/TPS works and explain why it’s more important than ever to understand how changes might affect your retirement income. He will show you simple and effective ways to increase the money you have in retirement. For example, find out how to get:
- Help from the taxman – e.g. £200 into your pension pot at a cost to you of just £160 or £120
- An additional tax-free cash lump sum on retirement
- An additional regular retirement income
David won’t tell you what to do, or give you advice, but will support you in making the right decisions, by giving you factual information. If you do need financial advice, please speak to an independent financial adviser.
Book your place today by email: send your name, daytime phone number and preferred session to firstname.lastname@example.org or call 0800 015 4615 (Monday to Friday 9.00am to 5.00pm)
If you want to find out more about improving your retirement prospects now, call Prudential on 0845 607 0077
You can also learn more about improving your lifestyle in retirement at: www.pru.co.uk/localgov or www.pru.co.uk/teachers
For other pension queries please email Jayne Brown (LJMU Pensions Manager): email@example.com