Financial wellbeing is just as important as physical wellbeing. Stress caused by money worries can impact your health in many ways, both physically and mentally. Financial problems can hit at any time and being in a tight spot financially is going to have an effect on your working day if you are constantly worrying.

The university has introduced several new financial wellbeing measures to support staff during the challenging financial period. The new measures help to ensure that a holistic offering is available and will cover financial education, access to advice, interest-free loans and discounts through the Vivup Benefits Platform.
 

Interest-free loans

Staff can access a range of interest-free loans:

LJMU staff loan

The LJMU staff loan enables you to access an interest-free loan up to a maximum of £1000. The loan can be used for the purchase of everyday items such as holidays, large goods or to clear outstanding credit balances, which are attracting interest payments. You can apply for the loan via 'Employee Self Service' in Staff Infobase, which can be found under 'Payment Requests and Loans' and then selecting the 'LJMU staff loan' option.

Please note you can only have one staff loan per year and must repay the loan in full before taking out a new loan.

Cycle to work loan

LJMU operates the cycle to work scheme through Cycle Solutions. Staff can take out a loan of up to £2000 towards the cost of a bike and/or accessories.

Tusker car loan

Annual season ticket travel loan

To obtain an annual season ticket travel loan, LJMU staff are required to complete the online application form via 'Employee Self Service' in Staff Infobase, which can be found under 'Payment Requests and Loans' and then select the 'Travel Loan Payments' option.

Visa loan

The visa loan scheme was launched to support new and existing international staff. 

Financial Wellbeing Portal

Visit the Planned Future Wellbeing Portal to register and access a range of financial resources supported by qualified Financial Advisers. You can access interactive webinars, guides, calculators and the ability to ask any financial question to a qualified Financial Adviser. The Portal can now be added to your smartphone homepage as a progressive web app.

Vivup Benefits Platform

Through the provider Vivup, LJMU staff have access to a huge range of discounts across the UK's major retailers including supermarkets, technology, fashion, travel and much more. These discounts can all be redeemed as eGift cards making it a simpler process, as well as being a great option for presents and a useful way to save money on all your essentials.

To access these savings, visit the Vivup website, select 'Liverpool John Moores University' from the drop-down list of organisations, and register your details.

If you have any further queries please email Liz Cousins or call 0151 904 6495.

Further support

You can find advice on coping with money worries on the NHS website.